The internet is filled with tips and tricks that promise to save you money on your car insurance. The problem is, most of these tips simply do not apply to the average person. For instance, the average person is not going to go out and spend $1,000 on a top-of-the-line car security system simply to shave a couple of dollars off their insurance premiums each month. That is why the tips outlined below are designed specifically for the needs of real consumers. Best of all, none of these tips will require you to spend additional money in order to start saving.
Tip #1: Stop Jumping From One Insurance Company To The Next
While it is important to shop around before settling on which insurance company you wish to purchase your policy from, once you choose a company you should try to stick with them as long as possible. This is because many companies offer discounts to customers who prove themselves to be loyal. These discounts vary from company to company. In some cases, you will receive a specific percentage off your monthly premium after reaching designated milestones with the company. Other insurance companies offer perks such as lower deductibles if you renew your policy with them.
Tip #2: Make Sure Your Not Carrying Duplicate Coverage
When getting a quote from your local insurance agency, you will want to make sure that this quote does not include add-ons that result in duplicate coverage. For example, if you have a credit card account that already offers you rental car coverage if your primary vehicle is in need of repairs, you will want to make sure that you opt out of this type of optional coverage as part of your auto insurance. Roadside assistance is another common add-on that you may already have coverage for either through your vehicle's warranty or an affiliation you have with specific organizations in your community. Eliminating these duplicate coverage options can result in lower premiums.
Tip #3: Take Advantage Of Online Only Pricing
The fact that you are reading this article right now is proof enough that you are a tech-savvy consumer. Use those skills to help you score lower insurance premiums by choosing to take advantage of the online-only pricing that many insurance agencies are now offering. In most cases, you will need to request your quote and purchase your policy online in order to receive this discount.
To learn more, contact an insurance company today.